Raiffeisen Bank S.A. is a top universal bank on the Romanian market. The Bank provides a complete range of high quality products and services to private individuals, small and medium-sized enterprises (SMEs) and large companies, via multiple distribution channels: banking outlets (over 500 throughout the country), ATM and EPOS networks, phone-banking (Raiffeisen Direct), mobile-banking (myBanking) and internet banking (Raiffeisen Online).

Raiffeisen Bank Romania has resulted from the merger in June 2002 of the two banks held by Raiffeisen Group on the local market: Raiffeisenbank (Romania) S.A., established in 1998 as a subsidiary of RZB Austria, and Banca Agricol` Raiffeisen S.A., established in April 2001 after the take over of the Romanian state-owned Banca Agricol` by the Austrian group.

Raiffeisen Bank services almost 2 million retail customers, out of which approximately 100,000 SMEs. The Bank has various specialized units such as the ”retail agency” that services individuals and SMEs. Friedrich Wilhelm Raiffeisen, the private banking trademark, provides bundle products covering different types of investments, in dedicated offices in the most important cities of the country, adding a personal distinction to the Bank’s high quality services – each top client has a personal banker.

On the corporate side, Raiffeisen Bank services more than 6,800 corporate customers, i.e. companies with an annual turnover exceeding EUR 5 million, public entities and financial institutions. The corporate customers are also serviced through dedicated regional centres established in major cities, this way the customers receiving consultancy services and tailor-made products from their dedicated banking specialists throughout the entire country.

Raiffeisen Bank is a major player on the cards market - it launched the first co-branded card and offers a complete range of debit and credit cards, for companies and individuals, in local or foreign currency, for international or national use, type Visa or Mastercard.

Raiffeisen Bank has been appreciated for its entire business activity during the years:

• Business Arena Magazine - "Retail Bank of the Year" (2009);
• Business Press – “Bank of the Year” for the corporate activity in 2005 and 2007, but also for the best investments from the banking market (2008), and also “The Excelence Award for the contribution brought in relaunching the Romanian economy through financing” (2009);
• the Romanian Chamber of Commerce and Industry - “The Business Excellence Award” for the most diversified banking products and services dedicated to SMEs (2007);
• Global Finance – “The best bank in Romania” (2004 and 2005);
• Piata Financiara - “Bank of the Year” (2007), “The Excellence Award” (2008) for the corporate high-quality portfolio, and “Corporate Bank of the Year” (2009);
• e-Finance magazine - "The most accessed mobile banking service from Romania" - myBanking service (2009);
• Tribuna Economica – “The best bank” (2006);
• Contact Center Award Gala - "Best Large Call Center" from Romania (2009);
• NOCASH Gala - the co-branded Raiffeisen-Vodafone card has been recognized "The most successful co-branded program in 2008".