RAIFFEISEN BANK – ‘’We Succeed Together‘’

Raiffeisen Bank S.A. is a top universal bank on the Romanian market. The Bank provides a complete range of high quality products and services to private individuals, small and medium-sized enterprises (SMEs) and large companies, via multiple distribution channels: banking outlets, ATM and EPOS networks, phone-banking (Raiffeisen Direct), mobile-banking (Raiffeisen Smart Mobile) and internet banking (Raiffeisen Online).

Raiffeisen Bank has a network of 540 outlets throughout the country, that service approximately 2 million customers, aut of which almost 100,000 SMEs and 6,800 large and medium-sized companies.

Raiffeisen Bank Romania resulted from the merger, in June 2002, of the two banks held by Raiffeisen Group on the local market: Raiffeisenbank (Romania) S.A., established in 1998 as a subsidiary of RZB Austria, and Banca Agricol` Raiffeisen S.A., established in April 2001 after the take over of the Romanian state-owned Banca Agricol` by the Austrian group.
Raiffeisen Bank is a subsidiary of Raiffeisen Bank International AG (RBI), Vienna-based, one of the leading corporate and investment banks from Austria and a top universal bank in CEE. RBI resulted from the merger of the principal business areas of Raiffeisen Zentralbank Osterreich AG (RZB) with Raiffeisen International Bank-Holding AG, transaction completed on October, 2010. RBI is a fully-consolidated subsidiary of RZB, that owns 78.5% of the common stock, the remainder is in free float. RBI’s shares are liste don the Vienna Stock Exchange.

Raiffeisen Bank has various specialized units such as the ”retail agency” that services individuals and SMEs. Friedrich Wilhelm Raiffeisen, the private banking trademark, provides bundle products covering different types of investments, in dedicated offices in the most important cities of the country, adding a personal distinction to the Bank’s high quality services – each top client has a personal banker.

On the corporate side, Raiffeisen Bank services companies with an annual turnover exceeding EUR 5 million, public entities and financial institutions. The corporate customers are also serviced through dedicated regional centers established in major cities, this way the customers receiving consultancy services and tailor-made products from their dedicated banking specialists throughout the entire country.

Raiffeisen Bank is a major player on the cards market - it launched the first co-branded card, the first multifunctional chip credit card and offers a complete range of debit and credit cards, for companies and individuals, in local or foreign currency, for international or national use, type Visa or Mastercard.

Raiffeisen Bank was appreciated and awarded in 2011 by prestigious publications for its entire business activity during 2010 and 2011:

• "Bank of the Year 2011" (“Pia]a Financiar`” and “Business Arena Magazin”);
• "Most dynamic bank in 2011” from the Austrian banks that activate in Romania (Business Arena Magazin – Austrian Awards for Excellence)
• "The greenest bank from Romania in 2011” (GreenWeee International)
• "The highest number of new customers enrolled for Internet banking services in 2010” (e-Finance magazine - Online Banking Awards)
• "The most sold credit card in 2010” for the credit card product “Raiffeisen MasterCard Standard” ("NOCASH" Gala)
• "The most successful co-branded program in 2010” for the co-branded credit card Raiffeisen Bank - Vodafone ("NOCASH" Gala)
• "The best dynamic of lending in 2010” (“Bancheri de Top” Gala)