Term Deposits

 

Features:

• Currency: Lei, Euro, USD.
• Maturity: 1, 3, 6 or 12 months.
• Interest rate: fix or variable. The interest is capitalized at maturity or transferred monthly in a current account.

Advantages:

• 0 commission for opening, administration or closing the deposit account.
• Flexibility in choosing the maturity.
• The interest rate is higher if the balance of the deposit is higher.
• Automatic renewal.
  

BONUS Deposit

Features:

• Currency: Lei.
• Maturity: 1 month.
• Interest rate: fixed. The interest is transferred monthly in the current account. 

Advantages:

• +2% interest rate for every third month of the deposit account.
• 0 commission for opening, administration or closing the deposit account.
• The interest rate is higher if the balance of the deposit is higher.
• Automatic renewal.

How do you open a term deposit?

You can open a term deposit by visiting any of Raiffeisen Bank branches. Everything is simple, as you just need to fill a contract form. 

Required documents:

• Contract form.
• Personal ID.
  

How do you receive information regarding your term deposit account?

Raiffeisen Bank branches: you have access to your term deposit account in any of the over 500 branches of Raiffeisen Bank from all over the country. 

Raiffeisen Direct: you just have to make a simple call to open or close term deposits and receive information. 

Raiffeisen Online: internet banking service which offers you non-stop access to your term deposits. 

myBanking: mobile banking service that allows you to be connected to your term deposits by using your mobile phone wherever there is Vodafone & Orange coverage, roaming included.

SmartTel: service that offers you information about your term deposits through your mobile phone. No matter your network, you can receive a SMS with balance of your term deposits.

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