Contact


Raiffeisen Bank

Tel: +40 21 306 3002
Fax: +40 21 230 0700

E-mail: centrala@rzb.ro

For suggestions and complaints you may also use this online form

 

Deposits Interest Rates

RON SAVINGS INSTRUMENTS FOR INDIVIDUALS AND LEGAL ENTITIES


TIERS DEPOSITS - INDIVIDUALS
Tenor
Annual interest rate (%)
Minimum limit (LEI)
150
4.000
40.000
Tiers deposits with variable interest rates, monthly interest paid and automatically renewal.
1 month
6.25
6.50
7.00
3 months
6.25
6.50
7.00
6 months
6.25
6.50
7.00
12 months
6.25
6.50
7.00
Tiers deposits with fixed interest rate, interest paid at maturity and automatically renewal. For 6 and 12 months tenor the variable interest rate paid in case of early termination is 4,5%.
1 month
6.25
6.50
7.00
3 months
6.50
6.75
7.25
6 months
7.50
7.75
8.00
12 months
7.50
87.75
8.00
Pensioner/Employee Deposit* (fixed interest rate, automatically renewal and interest paid or capitalised at maturity)For 6 months tenor the variable interest rate paid in case of early termination is 4,5%.
3 months
6.75
7.00
7.50
6 months
7.75
8.00
8.25
* The deposit is available for pensioners/employees who receive their pension/salary in a current account at Raiffeisen Bank.



TIERS DEPOSITS - INDIVIDUALS
Withdrawn from bank’s offer
Tenor
Annual interest rate (%)
Minimum limit (LEI)
150
4.000
40.000
Tiers deposits with variable interest rates and interest paid/ capitalized at maturity.
1 month
6.25
6.50
7.00
3 months
6.25
6.50
7.00
Tiers deposits with fixed interest rates and interest paid/ capitalized at maturity. (promotional campaign 22.07-30.09.2009)
4 months
7.50
8.00
8.25


DEPOSITS - INDIVIDUALS
Tenor
Minimum limit (LEI)
Annual interest
rate (%)
Sight deposit
-
-
0.10
Deposits with variable interest rates and monthly interest paid *
1 month
150
6.25
3 months
150
6.25
6 months
150
6.25
9 months
150
4.60
12 months
150
6.25
Deposits with fixed interest rate and interest paid at maturity *
1 month
150
6.25
3 months
150
6.50
Deposits with variable interest rate and interest paid at maturity *
1 month
150
6.25
3 months
150
6.25
Passbooks with variable interest rates and monthly interest paid **
3, 6, 12 months
100
0.25
Guarantee deposit accounts for Administrators
12 months
-
7.25
Deposits with fixed interest rate, automatic renewal and interest paid and/or capitalized at maturity (booked during promotional campaign 20.08-30.09.2008)
2 months
4.000
7.50
* Starting with July 24th 2006 these products had been retracted from bank’s offer.
** Starting with 15.04.2006 these products has been retracted from bank's offer (except guarantee deposit accounts for administrators
EVENIMENT account with variable interest rate and monthly capitalized of interest rate***
91 - 365 days
150
4.25
***Starting with March 16th 2009 this product has been retracted from bank's offer
Bonus account with renewable and monthly interest paid
1 month
-
-
BAND 1
1 month
150
3
BAND 2
1 month
4.000
4
Cash withdrawal fee 0.50%
Cash withdrawal fee Eveniment account 0.30%
 
SAVINGS ACCOUNTS - INDIVIDUALS
Limit (LEI)
Annual interest rate (%)
SUPER ACCES PLUS savings account in Lei
< 500
0.10
500 – 4.999,99
6.50
5.000 – 49.999,99
6.75
50.000 – 299.999,99
7.00
> 300.000
6.75
Administration fee for Super Acces Plus savings account 4 Lei / month.
If the amount of the account at the end of every working day in the month is equal or higher than 3.000 Lei, the commission will be diminished at 2 Lei / month / account.
ACCES PLUS* savings account in Lei
500 – 4.999,99
5.00
5.000 – 49.999,99
5.25
50.000 – 299.999,99
5.75
> 300.000
5.25
*Starting with June 22nd 2009 this product has been retracted from bank’s offer.
Administration fee for Acces Plus savings account 2 Lei / month.
 

DEPOSITS - SME
(Micro, Medium, Professionals)
Tenor
Annual interest
rate (%)
Minimum limit (LEI)
5.000
50.000
150.000
Tiers deposits with variable interest rates and monthly interest paid
1 month
6.20
6.70
7.00
3 months
6.50
7.00
7.20
6 months
6.70
7.20
7.40
12 months
7.00
7.40
7.60
Sight deposit
0.1
 

ACCES PLUS - SME
(Micro, Medium, Professionals)
Tranches (LEI)
Annual interest rate (%)
5.000 – 49.999,9
5.25
50.000 – 149.999,9
5.75
150.000–499.999,9
6.25
over 500.000
6.75
Monthly fee: 3 ron

 
DEPOSITS FOR CORPORATE CUSTOMERS
Tenor
Minimum limit (LEI)
Annual interest
rate (%)
Sight deposit
-
-
0.10
Deposits with variable interest rates and monthly interest paid
1 month
1.000
3.5
3 months
1.000
3.5
6 months
1.000
3.5
12 months
1.000
3.5
EVENIMENT* account with fluctuant interest rate and monthly capitalization of interest
91 - 365 days
1.000
4.25
*Starting with 15.12.2008 this product has been retracted from bank's offer
Cash withdrawal fee 0.50%
Cash withdrawal fee Eveniment account 0.35%
 
NOTE: Cash withdrawal fee: 0.5%, minimum 3 EUR (or equivalent). For deposits exceeding 50,000 EUR (or equivalent in other currencies) the interest rate may be negotiated (individuals and legal entities)
 
 
FCY SAVINGS INSTRUMENTS FOR INDIVIDUALS AND LEGAL ENTITIES

DEPOSITS - INDIVIDUALS
Tenor
Annual interest rate (%)
Minimum limit (USD/EUR)
200
5.000
30.000
Tiers deposits with fixed interest rate and interest paid at maturity USD
1 month
1.30
1.40
1.50
3 months
1.50
1.60
1.70
6 months
1.70
1.80
1.90
12 months
2.00
2.10
2.20
Tiers deposits with fixed interest rate and interest paid at maturity EUR
1 month
2.00
2.15
2.25
3 months
2.15
2.25
2.50
6 months
2.50
2.75
3.00
12 months
2.75
3.00
3.25
Penalty fee for closing the deposit account before the first maturity date 1 %

 
 
SAVINGS ACCOUNTS - INDIVIDUALS
Limit (EUR)
Annual interest rate (%)
SUPER ACCES PLUS savings account in EUR
< 500
0.10
500 – 4.999,99
1.75
5.000 – 49.999,99
2.00
50.000 – 299.999,99
2.25
> 300.000
2.00
Administration fee for Super Acces Plus savings account 2 Eur / month.
If the amount of the account at the end of every working day in the month is equal or higher than 2.000 EUR, the commission will be diminished at 1 Eur / month / account.
ACCES PLUS* savings account in Eur
500 – 4.999,99
1.50
5.000 – 49.999,99
1.80
50.000 – 299.999,99
2.10
> 300.000
1.80
*Starting with June 22nd 2009 this product has been retracted from bank’s offer.
Administration fee for Acces Plus savings account 1 Eur / month.
 

DEPOSITS - INDIVIDUALS
Tenor
USD
EUR
Minimum limit (USD)
Annual interest
rate (%)
Minimum limit (EUR)
Annual interest
rate (%)
Sight deposit
-
-
0,10
-
0,10
Deposits with fixed interest rate and interest paid at maturity (*)
1 month
500
1.30
500
2.00
3 months
500
1.50
500
2.15
6 months
500
1.70
500
2.50
12 months
500
2.00
500
2.75
(*) Starting with 04.06.2007 these products had been retracted from bank’s offer.
Cash withdrawal fee 0,5%, min. 3 EUR (equivalent)

 
DEPOSITS - SME
(Micro, Medium, Professionals)
Tenor
Annual interest rate (%)
Minimum limit (EUR)
3.000
10.000
40.000
Tiers deposits with fixed interest rates and monthly interest paid
1 month
1.70
1.75
1.80
3 months
1.75
1.80
1.85
6 months
1.80
1.85
1.90
12 months
1.85
1.90
1.95
Sight deposit
0.1
NOTE: Fee for closing the deposit account before the maturity date 1%
 

ACCES PLUS - SME
(Micro, Medium, Professionals)
Tranches (EUR)
Annual interest rate (%)
2.000 – 9.999,9
1.55
10.000– 39.999,9
1.60
40.000– 99.999,9
1.65
over 100.000
1.70
Monthly fee: 1 EUR

 
DEPOSITS FOR CORPORATE CUSTOMERS
Tenor
USD
EUR
Minimum limit (USD)
Annual interest
rate (%)
Minimum limit (EUR)
Annual interest
rate (%)
Sight deposit
-
-
0,10
-
0,10
Deposits with fixed interest rate and monthly interest paid
1 month
5.000
1,00
5.000
1,35
3 months
5.000
1,25
5.000
1,50
6 months
-
-
5.000
1,75
Cash withdrawal fee 0,5%, min. 3 EUR (equivalent).
 
NOTE: Cash withdrawal fee: 0.5%, minimum 3 EUR (or equivalent). For deposits exceeding 50,000 EUR (or equivalent in other currencies) the interest rate may be negotiated (individuals and legal entities)

icon_print Print    icon_top Top
 
Romana
  • Newsletter
  • InfoPlus                RSS_icon RSS
  • Search
  • News
  • Exchange Rate
"The best bank in
Central and Eastern Europe"

Euromoney, 2008
"The best bank in
Central and Eastern Europe"

Global Finance, 2008